Peran Kepuasan nasabah Sebagai Intervening dampak Kualitas Pelayanan Terhadap Loyalitas Nasabah

  • Khuldimartain Wildan Bank Jatim Cabang Pare Kediri
  • Nisa Mutiara Magister Manajemen, Universitas Islam Kadiri

Abstract

Third-party funds collected from the public and institutions/agencies can take the form of checking accounts, savings accounts, and time deposits. Based on the results of the t test, it can be seen that the significance value is 0.015 <0.05 and the calculated t value is 2.480 > 1.984 (t table). It can be concluded that the service quality variable (X) partially has a significant effect on the customer satisfaction variable (Z). The t test results show a significance value of 0.000 <0.05 and the calculated t value is 4.078 > 1.984 (t table). It can be concluded that the service quality variable (X) partially has a significant effect on the customer loyalty variable (Y). Based on the results of the t test, it can be seen that the significance value is 0.000 <0.05 and the calculated t value is 4.125 > 1.984 (t table). It can be concluded that the customer satisfaction variable (Z) partially has a significant effect on the customer loyalty variable (Y). The test results will produce a z-score compared to the absolute Z-score of 1.96. This study shows that the direct effect of service quality on loyalty and the direct effect of satisfaction on customer loyalty are greater and more significant than those through customer satisfaction. Satisfaction plays a crucial role in creating short-term loyalty.

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Odunlami, B. (2015). Impact of Customer Satisfaction on Customer Retention: A Case Study of a Reputable Bank in Oyo, Oyo State. Nigeria. International Journal of Managerial Studies and Research, 3(2), 42–53.
Ratri, F. D. P., & Riyadi, S. (2022). Pengaruh Relationship Quality Terhadap Loyalitas Nasabah Dengan Customer Satisfaction Sebagai Variabel Intervening Pada Nasabah DPK Bank Jatim Cabang Hr Muhammad Surabaya. Soetomo Business Review, 3(4), 660–671.
Saputra, F. I. (2013). Kualitas layanan, citra dan pengaruhnya terhadap loyalitas melalui kepuasan pelanggan ( studi pada PT Bank BNI 46 sentra kredit kecil Surabaya ). Jurnal Aplikasi Manajemen, 11(3), 445–457.
Sugiyono. (2022). Metode Penelitian Kuantitatif, Kualitatif dan R & D. Alfabeta.
Zeithaml, V. A., Berry, L. L., & Parasuraman, A. (1996). The behavioral consequences of service quality. Journal of Marketing, 60(2), 31–46.
Published
2026-11-05
How to Cite
WILDAN, Khuldimartain; MUTIARA, Nisa. Peran Kepuasan nasabah Sebagai Intervening dampak Kualitas Pelayanan Terhadap Loyalitas Nasabah. Otonomi, [S.l.], v. 26, n. 2, p. 310-319, nov. 2026. ISSN 2657-1684. Available at: <https://ejournal.uniska-kediri.ac.id/index.php/otonomi/article/view/9586>. Date accessed: 09 nov. 2026. doi: https://doi.org/10.32503/otonomi.v26i2.9586.
Section
Articles