PENGARUH RISIKO KREDIT, LIKUIDITAS, DAN PERPUTARAN KAS TERHADAP PROFITABILITAS PADA PT BANK MANDIRI TBK (2015-2022)

Abstract

This study aims to find out the results of the influence of Credit Risk, Liquidity, and Cash Turnover on Profitability at Pt Bank Mandiri, Tbk (2015-2022). This type of research uses quantitative research with an associative approach with the object, namely the quarterly financial statement data of Pt Bank Mandiri, Tbk from 2015-2022. The method used in sampling is saturated sample. The analysis method used is multiple linear regression with the SPSS version 29.0 application tool. The results show that Credit Risk has a partial but insignificant effect on Profitability with sig 0.075> 0.05. Liquidity has a significant effect on Profitability partially with sig 0.007 <0.05. Cash Turnover has a significant effect on Profitability partially with sig 0.001 < 0.05. While Credit Risk, Liquidity, and Cash Turnover simultaneously have a significant effect on Profitability with a sig value of 0.001 < 0.05.