NISAK, Nadia Faridatun; 						ASTUTIK, Sri Wahyuning.
 Perbedaan Profitabilitas Sebelum Dan Sesudah Implementasi Digital Banking Pada PT Bank BTPN Tbk.
<strong>Jurnal Cendekia Manajemen (JCM)</strong>, [S.l.], v. 3, n. 3, p. 20-25, july 2026.
ISSN 3031-9838.
Available at: &lt;<a href="https://ejournal.uniska-kediri.ac.id/index.php/jcm/article/view/9034" target="_new">https://ejournal.uniska-kediri.ac.id/index.php/jcm/article/view/9034</a>&gt;. Date accessed: 12 july 2026.