AGUSTIN, Rohmi Maulina; 						HIDAYANTI, Nur Fitri; 						AINI, Nur.
 Analysis of the Effect of Technology Implementation and Transaction Costs on the Decision to Use Digital Services of Islamic Banks.
<strong>JMK (Jurnal Manajemen dan Kewirausahaan)</strong>, [S.l.], v. 11, n. 2, p. 424-435, may 2026.
ISSN 2656-0771.
Available at: &lt;<a href="https://ejournal.uniska-kediri.ac.id/index.php/ManajemenKewirausahaan/article/view/8641" target="_new">https://ejournal.uniska-kediri.ac.id/index.php/ManajemenKewirausahaan/article/view/8641</a>&gt;. Date accessed: 14 may 2026.
doi: <a href="https://doi.org/10.32503/jmk.v11i2.8641">https://doi.org/10.32503/jmk.v11i2.8641</a>.