HAMZAH, Amir; 						YUSUF, Ayus Ahmad; 						ANGGRAENA, Dena.
 The Effect of Digital Payments, Financial Literacy, Financial Access, and Mental Accounting on Microenterprise Performance.
<strong>Jurnal Cendekia Keuangan</strong>, [S.l.], v. 5, n. 2, p. 76-88, oct. 2026.
ISSN 2810-0964.
Available at: &lt;<a href="https://ejournal.uniska-kediri.ac.id/index.php/JCK/article/view/9251" target="_new">https://ejournal.uniska-kediri.ac.id/index.php/JCK/article/view/9251</a>&gt;. Date accessed: 17 oct. 2026.
doi: <a href="https://doi.org/10.32503/jck.v5i2.9251">https://doi.org/10.32503/jck.v5i2.9251</a>.